Ah, well. [The pause of a cat currently in debt.]

I mean, you get money from having sex! So if you're ever in the red you just gotta go out and "meet" people.

Do you like to spend more than you get, huh? An expensive tastes kind of guy? It can't be that you've got a sick little sister or someone's blackmailing you already.

[those are the three classes of debt excuse, right]